Hermine’s coming. Got your homeowner’s insurance policy handy?

You might want to, said Logan McFaddin, Florida regional manager for the Property Casualty Insurers Association of America.

Gov. Rick Scott declared a state of emergency across a broad swath of the state Wednesday because of a tropical depression in the Gulf of Mexico, forecast to hit the Gulf Coast as a tropical storm or hurricane on Thursday.

Later Wednesday, the system was upgraded to Tropical Storm Hermine.

He called upon Floridians to make emergency plans.

“Insurers are ready to respond and help families in the recovery process,” McFaddin said.

“Catastrophe teams prepare for storms like this one and are ready to help policyholders in the event this storm brings damage. It’s important to make sure you have your agent or insurance company’s contact information readily available,” she said.

Take a home inventory “by simply using your smartphone and document the items inside your home or business,” she advised. “If your home or automobile is damaged, call your insurer immediately. This will help in the recovery process if your home is damaged.”

About The Author

Michael Moline is a former assistant managing editor of The National Law Journal and managing editor of the San Francisco Daily Journal. Previously, he reported on politics and the courts in Tallahassee for United Press International. He is a graduate of Florida State University, where he served as editor of the Florida Flambeau. His family’s roots in Jackson County date back many generations.

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